To speak with a licensed agent, call (650) 854-8963 (TTY 711 M-SU, 8am-8pm) or email

Bay Area Health Insurance Marketing, Inc

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area agents for free assistance.

Begin by Watching Our Medicare Essentials Video Quick-Course:

If you are new to Medicare, this video series covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation.

Watch Now!

Get Free and Friendly
Medicare Help Now

Our licensed agents offer Medicare enrollment assistance
at no cost and no obligation!

Medicare Resources:
What You Need to Know

From Dollars to “Donuts”…

Getting Started

Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

Enrollment Periods

After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

Defining the ABC’s

Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

Medicare Part D

Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

Advantage Plans

Medicare Advantage Plans are provided by private insurance companies and can often save you money.

Supplement Plans

Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

Medicare’s “Donut Hole”

This situation creates a coverage gap for some beneficiaries as they reach their annual coverage limits and have to pay more out-of-pocket.

Special Needs Plans

SNPs are Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.

Frequently Asked Questions

How do I apply for Medicare?

How do I apply for a Medicare Advantage or Supplement Plan?

Can I apply for Medicare in person?

Can I get assistance applying for Medicare?

When should I apply for Medicare?

What if I missed my Initial Enrollment Period?

Are there penalties for enrolling late?

When do I get my Medicare card?

Articles and Information

What Happens if You Don’t Enroll in Medicare on Time?

You already know that you become eligible for Medicare at age 65. But what if you don’t enroll? In some…

Read More

Preventing Cardiovascular Disease: 5 Tips for Seniors

Protecting your heart is one of the most important things you can do to help ensure a longer and more satisfying life, and luckily it isn’t too difficult to implement these heart-healthy changes to your lifestyle.

Read More

Medicare vs Group Health Insurance: When You’re Still Working at Age 65

Contact us to speak with a licensed agent if you have any questions about how Medicare can coordinate with insurance from your employer.

Read More

Watch for These 10 Signs of Diabetes

Diabetes is one of the most common chronic diseases in American adults, and the long-term effects can seriously impact your quality of life or even lead to an early death.

Read More

Preparing for AEP: Identifying Gaps in Your Medicare Coverage

As the Annual Enrollment Period (AEP) approaches, it is essential for Medicare beneficiaries to take a closer look at their existing coverage.

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Sleep and Aging: Unraveling the Link Between Restful Nights and Overall Health

As we age, the importance of sleep becomes even more evident. Understanding the relationship between sleep and aging is crucial for maintaining a high quality of life in our later years.

Read More

Medicare Savings Programs: Providing Financial Assistance for Eligible Beneficiaries

As you transition into your retirement years, healthcare costs can become a significant concern. Medicare, while offering crucial coverage, may…

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Navigating Joint Health in Your Golden Years: Tips for Managing Arthritis

Navigating joint health in your golden years and managing arthritis requires a proactive approach. Here are ten helpful tips!

Read More

Managing Chronic Conditions in Retirement: Leveraging Medicare Options

As you plan for retirement, it’s crucial to consider potential chronic health conditions and how Medicare options can help manage them.

Read More

Read Additional Articles

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