To speak with a licensed agent, call (650) 854-8963 (TTY 711 M-SU, 8am-8pm) or email

Bay Area Health Insurance Marketing, Inc

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area agents for free assistance.

Begin by Watching Our Medicare Essentials Video Quick-Course:

If you are new to Medicare, this video series covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation.

Watch Now!

Get Free and Friendly
Medicare Help Now

Our licensed agents offer Medicare enrollment assistance
at no cost and no obligation!

Medicare Resources:
What You Need to Know

From Dollars to “Donuts”…

Getting Started

Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

Enrollment Periods

After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

Defining the ABC’s

Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

Advantage Plans

Medicare Advantage Plans are provided by private insurance companies and can often save you money.

Supplement Plans

Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

Medicare Part D

Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

Special Needs Plans

SNPs are Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.

Medicare’s “Donut Hole”

This situation creates a coverage gap for some beneficiaries as they reach their annual coverage limits and have to pay more out-of-pocket.

Frequently Asked Questions

How do I apply for Medicare?

How do I apply for a Medicare Advantage or Supplement Plan?

Can I apply for Medicare in person?

Can I get assistance applying for Medicare?

When should I apply for Medicare?

What if I missed my Initial Enrollment Period?

Are there penalties for enrolling late?

When do I get my Medicare card?

Articles and Information

Nurturing Connections: The Benefits of Socializing for Older Adults

Research consistently underscores the positive impact of social engagement on senior health. Here we share some practical advice on the benefits of nurturing social connections in your golden years.

Read More

What to Do If You Missed Medicare’s Annual Enrollment Period

Missing the Annual Enrollment Period (AEP) for Medicare can be a source of concern for many. If you’ve missed this critical window, don’t worry- there are still options available to ensure you have the health coverage you need.

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10 Tips That Can Help Seniors Achieve a Better Night’s Rest

Those over 65 often face unique sleep challenges that can impact the quality and duration of their rest. Here are some tips that can help!

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Medicare Part D Plans: Assessing for Optimal Coverage Based on Your Needs

As healthcare needs evolve, it’s essential to regularly assess your Part D coverage and consider whether switching to a different Part D plan may better suit your requirements.

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6 Health Resolutions for Those Over 65

It’s never too late to make positive changes in your life, and small steps can lead to big improvements in your overall well-being.

Read More

How to Reduce Your Odds of Liver Disease as You Age

Guarding your liver is a fundamental aspect of maintaining a healthy lifestyle and living a longer, healthier life. Here’s what you should know…

Read More

10 Exercise Tips for Seniors: Enhancing Health and Vitality

Here are 10 essential tips for seniors looking to embark on a fitness journey, tailored to ensure safety, enjoyment, and lasting health benefits.

Read More

Turning 65 Soon? Here are a Few Things to Know About Medicare Enrollment

Reaching the age of 65 comes with the significant milestone of Medicare eligibility, marking a transition in healthcare coverage. Here are key aspects to ponder during this pivotal time.

Read More

Exploring Alternative Therapies for Pain Management

As we age, exploring alternative therapies for pain management can offer new avenues for relief and improve your quality of life without relying solely on medication.

Read More

Read Additional Articles

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