To speak with a licensed agent, call (650) 854-8963 (TTY 711 M-SU, 8am-8pm) or email julie@bayareahealth.net

Bay Area Health Insurance Marketing, Inc

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area agents for free assistance.

Begin by Watching Our Medicare Essentials Video Quick-Course:

If you are new to Medicare, this video series covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation.

Watch Now!

Get Free and Friendly
Medicare Help Now

Our licensed agents offer Medicare enrollment assistance
at no cost and no obligation!


Medicare Resources:
What You Need to Know

From Dollars to “Donuts”…


Getting Started

Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

Enrollment Periods

After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

Defining the ABC’s

Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

Advantage Plans

Medicare Advantage Plans are provided by private insurance companies and can often save you money.

Supplement Plans

Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

Medicare Part D

Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

Special Needs Plans

SNPs are Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.

Medicare’s “Donut Hole”

This situation creates a coverage gap for some beneficiaries as they reach their annual coverage limits and have to pay more out-of-pocket.

Frequently Asked Questions


How do I apply for Medicare?

How do I apply for a Medicare Advantage or Supplement Plan?

Can I apply for Medicare in person?

Can I get assistance applying for Medicare?

When should I apply for Medicare?

What if I missed my Initial Enrollment Period?

Are there penalties for enrolling late?

When do I get my Medicare card?

Articles and Information


How Prescription Drugs Can Affect Your Memory

Certain prescription drugs can interfere with our memory processes, and understanding these medications and their potential impact is crucial for maintaining cognitive health.

Read More

Tips for Reviewing and Updating Your Retirement Plan

Retirement planning is an ongoing process, and regular reviews and adjustments are essential for long-term financial success. Here is a checklist of items to review regularly.

Read More

Q&A About Insulin Price Changes

A new law aimed at reducing prescription drug costs for millions of Medicare beneficiaries has introduced a significant provision for insulin.

Read More

Top Health Screenings for Seniors: What You Need to Know

Regular health screenings become increasingly vital as we age to detect and manage potential health issues before they become serious….

Read More

Understanding Your Options for Medicare and Long-Term Care

Understanding Medicare’s limitations regarding long-term care is crucial for effective planning. Contact us if you have any questions or if we can be of assistance.

Read More

8 Tips for Preventing and Coping with Osteoporosis

Are you concerned with osteoporosis? Talk to your primary care physician about your concerns and they can recommend important screenings and other measures to protect your bone and overall health.

Read More

Dental Health for Seniors: Common Issues and Care Tips

Prioritizing dental health is vital to maintaining overall health and quality of life in your later years. Regular care and professional dental support can prevent many common issues, ensuring a healthier smile for years to come.

Read More

Accessing Medicare Benefits in a Disaster or Emergency

This guide will help you access the medical care you need swiftly and efficiently, providing peace of mind and the knowledge to handle any emergency confidently.

Read More

Dehydration Warning Signs for Seniors

With record-breaking temperatures sweeping across the US recently, it’s more important than ever to stay vigilant about hydration.

Read More

Read Additional Articles

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